les étoiles sont avec moi

Sunday, November 30, 2025

2nd OCBC fixed coupon note payment

Received my 2nd coupon payment this month on 19th Nov. One step closer to achieving my target passive income of 5k a month so I can retire!!

Monday, October 20, 2025

OCBC FCN investment update

I got my first Fixed Coupon Note payout from my OCBC investment today!

- 20 Oct 2025

I put in SGD 200K and I chose 4 stocks - Meta, AMD,Nvdia and Alphabet. The interest payout is around 10% annualised and paid out monthly for a year. Fingers crossed everything will go smoothly for the next 11 months!

Saturday, September 27, 2025

The Lash Icon - Combo brows x 2D eyelash extension

Its been a while since I last did my eyebrows (Ombre Misty Brow) at The Lash Icon in 2023 with Syn Min. Since Kelvin wanted to redo his brows (from a bad experience he had with another eyebrow place), I asked him to try out the Lash Icon this time round!

There was a promo for eyelash extensions (top up $50 for classic or $88 for other styles) so I decided to do my lashes as well together.

As you can see from my brows in the left pic, the color has faded quite abit lol.

I decided to go for the Combo brows this time round (it was $350 compared to Ombre misty which was $280) and Halona did a great job with drawing the strokes to show me how it would look like.

I didnt really like the 2D souffle lashes though (still prefer the lash extensions which I did at Nail Hauz previously at Mandarin Gallery which looked more natural and had long and short extensions) but oh well!

Taken right after I was done at Lash Icon

My brows were a little red right after but after a short while it faded away and didnt look so bad haha

Kelvin did the Men's HD brows ($480)

Work in progress

Here's the before and after pic 😆

Saturday, May 17, 2025

2025 Dividends Summary

JAN

SSB - $70

FEB

Keppel Infra - $550

MARCH

Asian Pay Trust - $10

Oue Reit - $15

SSB - $176

Total - $201

APRIL

DBS - $60

MAY

Ocbc - $57

Sheng Shiong - $64

Dbs - $75

Fraser CPT - $122

Total - $318

JUNE

n.a

JULY

SSB - $70

AUG

Keppel Infra - $866

Singtel - $100

Ocbc - $41

DBS - $75

Sheng Shiong - $64

Total - $1146

SEP

SSB - $176

Oue Reit - $13

Propnex - $200

NOV

DBS - $180+ $45 = $225

Friday, March 21, 2025

ICL surgery

Did my ICL procedure today!

A month plus ago, I went to Eagle Eye Centre at Royal Square to test whether I was suitable to do ICL.

My colleague did ICL for both her eyes with Dr Lynn Teo and she had no issues so I was tempted to do it after hearing that haha. I first did my Lasik procedure in my early 20s and i had relatively good vision for about close to 20 years though there was still some residual myopia and astig left.

Howver my vision worsened in the last few years after covid and it got to a point where i couldnt see bus numbers and people faces 😕 I measured my degree at a specs shop at AML and found out it went up to 200 plus for my right eye and 175 for my left eye. I also found out from another friend who also did ICL with her hubby and both had perfect vision so finally I decided to make the plunge to do it too!

I had to do a series of eye tests which took half a day (more than 10 I think!) After that i spoke with Dr Lynn who assured me she had many patients who did ICL post lasik and they had no complications/issues which gave me the added assurance. The only downside was the high price (my friend paid close to 10k for both eyes!). Luckily for my case Dr Lynn said I only needed to do my right eye as the left eye can be left uncorrected so I wouldn't have to wear lao hua glasses. I paid about 4k in the end including the eye tests and surgery.

The day before the ICL, i had to use antibiotics eyedrops 4x a day and on the day itself, I had to arrive the clinic at 8.15am. On the way to the clinic, I had to keep putting the eye drops they instructed me to put every 2 mins intervals so I was very busy with that lol.